How do i get my insurance quotes lower for driving?

How do i get my insurance quotes lower for driving?

im 17 and i want to insure a car but every quote i get is allways about £4000 – £10000, is the any way i could get them lower on my quotes? like having another person as a driver and things like that?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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The other driver’s insurance company denied my claim because they couldn’t contact him. What can I do?

I was at a stop light when another car rear-ended me. We exchanged insurance info and driver’s license info. I didn’t call the police because the damage seemed minimal. I reported it to my insurance company 21st Century Insurance and my adjuster contacted the other driver’s insurance company Reliant General Insurance. After a couple weeks the Reliant adjuster said that they couldn’t contact the other driver and would deny the claim after 30 days of the date of the claim unless a police report was filed or if there was a witness. So I filed a police report, which the police department said was fine to do even a couple weeks after the accident. The officer who did the report even said it looked like the other driver’s fault, since I was rear-ended at a stop light. And he couldn’t understand why my claim would be denied just like that too. Both insurance companies knew I had filed the police report, but well after 30 days Reliant still said they’d deny the claim because they can’t contact and speak with their insured client/driver. The damage is minimal, but is still estimated at approximately $900, possibly a little more. Plus there’s the cost of a rental car. My adjuster said that I could pay the $500 deductible and have the repairs done, in which they would pay for the rest beyond the $500 deductible, except for the car rental for 3 days (because that’s not on my policy), and then they’d go after the other driver in collections. But that there would be a chance that I don’t get the $500 and the cost for the rental car back. I called the California Department of Insurance and they said I could do what my adjuster suggested or try to take the other driver to small claims court. And that person said that cases like mine unfortunately happen in California often. This just doesn’t seem right. I’ve been paying for my car insurance for years and when I need to use it it seems like my car insurance company isn’t trying hard enough to help me out in a case that isn’t my fault. Plus the other driver is a paying client of the other insurance company and we have his information. But the other insurance company can deny my claim just because they can’t contact him and speak with him, because that driver isn’t cooperating. So I either forget all about this and deal with the damages on my car (while it worsens and cracks more over time) or I pay the $500 deductible and the cost for a car rental for a few days and risk the chance of not getting reimbursed for that, or I spend possibly even more money to try to take the other driver to small claims court (including maybe more if I need to get an attorney or need consultation services). Are there other options that won’t cost me about $600 or more? I’m definitely switching to another insurance company after this. My adjuster doesn’t seem to care about my claim case. I kept having to contact him to try to get status updates instead of him contacting me. And it’s been over 3 months now since the accident happened. What upsets me more about all this is that people and insurance companies can get away with things like this. While honest insured drivers have to deal with these hassles and costs.


How much would it cost for car insurance for a second hand classic car for a 17 year old?

Hey, I’m turning 16 in September 2012, and being a boy I am already thinking about my first car. I’m hoping to start work around November-December and am hoping to earn around £1500, which fits perfectly into my price range of £1000 – £ 2000. Recently I’ve been thinking down the more ‘Classical Route’ (extravagant, I know) and found Classic Cars for around this price at www.carandclassic.co.uk I’ve had my eye on MG mgbgt or Triumph Spitfire and similar. I can afford something like this. The only problem that faces is me now is Insurance. I know that insurance is really quite expensive for this type of car ESPECIALLY for my age. However I have heard that insuring a car at my age is expensive regardless of the type. It’s really the only set back for me. I’d love to hear from you how much it would cost to insure this kind of car for my age, as well as any personal experiences, alternatives and any other advice. Thanks. 🙂


Flight connection insurance?

Does anyone know of a company I can buy flight connection insurance from? I am taking a trip with two separate airline tickets. If the first flight is delayed, I might forfeit the second ticket and be forced to buy a very expensive last minute ticket. All the policies I have found online are packages that include medical, lost baggage etc. which I’m not interested in. Also, the companies I’ve found that offer missed connection” insurance only offer meals and accomodation (not transportation) or have a limit too low to cover buying a new ticket.”


Has anyone else’s car insurance increased this year for no apparent reason (UK)?

Our insurance renewal came through this week and it has increased by £400 to £1,450 for third party cover even though nothing has changed! We went on all the comparison websites and they were all quoting a lot higher too – one quoted us £3,500!! We’ve actually managed to get it down to £1,300 fully comp with Tesco (Third party quote was higher for some reason?) but I still find this to be a lot considering we are both 24 and my partner has 4 years no claims and has been driving for 5 years and I have been driving for 3 years. Has anyone else found that their insurance has increased this year?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Insurance… please help?

Health insurance. He has not worked in the US for 10 years, so he is not eligible for Medicare part A.


How much is motorcycle insurance?

By street bike, I meant a sport bike that is aroud 600 cc. Thanks for all your help everyone.


How much would insurance cost for a mazda rx7 as a young dirver?

i was thinking of getting a mazda rx7 for my first car. i know its a twin turbo which make it faster but , and im sure everybody heard this b4 but i wont b speeding in the car i realy just like the look and my parents friend is selling his so it is more handy.. im from ireland. can anybody tell me how much would it cost me and any way of getting cheaper insurance. thanks


How do i get my insurance quotes lower for driving?

im 17 and i want to insure a car but every quote i get is allways about £4000 – £10000, is the any way i could get them lower on my quotes? like having another person as a driver and things like that?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Car Rental Insurance?

What happens if you rent a car and decline any coverage? I was told that if you were involed in an accident you would have to make a claim with your own insurance company. What if you don’t own a car and thus don’t have an insurance company? Are there limits to the amount of responsibility of the renter? I mean if the car is totaled does the renter really have to replace the entire cost of the car out of his pocket as well as damage to the other car and injury to it’s occupants? I know i’m not alone in declining insurance. But if I got into an accident I always assumed I would just be responsible for a deductable and not the total amout of damage to the cars and injuries. Serious answers only. I really don’t need to hear yes


My car insurance lapsed what do i do next?

My auto insurance policy lapsed on midnight. I tried to pay the bill online this morning but it told me my policy had been canceled. What do I have to do to reinstate my policy. I have Allstate.


Average monthly cost of renter’s insurance for an apartment in Galveston, TX?

I need to see if I can work it onto my budget


What is the meaning of Net Asset Value(NAV) in Life Insurance?

What is the meaning of Net Asset Value (NAV) in LIfe Insurance Companies? How NAV is calculated? What is the difference between Sum assured and Sum insured?


How can I make my car insurance quotes cheaper?

I am a 21 year old, married, female driver; with no ncb and a fresh license (only just passed). I’m looking to buy a Fiat Panda 2004, 1.2L automatic (insurance group 2)…the cheapest quote I’ve found for this car is £1300 and that was using moneysupermarket.com I’ve tried other search engines such as compare the market and go compare; and insurance companies like diamond and sheila’s wheels and have been quoted anywhere between £1600 and £3000! I’ve also tried adding my husband or my mum to the policies, but this only increases the price… Can anyone recommend any other site or insurance company to try? And please don’t just comment to criticise on my choice of car as I’m not interested. Thanks 🙂


PLEASE HELP-How much would the Car Insurance be?

I’ve had this really crappy little car since I was 16, and I’m turning 18 soon, so my parents want to buy me a new car-I have some money saved up from my job/birthdays/holidays/my Grandma left me alot, and I was thinking a Porsche. How much would the Insurance be for me if I got a Porsche?


Any Good Product Liability Insurance Company?

@ Gregg, Thanks. I forgot to mention that I will not be manufacturing the product. The business will be a re-seller of existing product. I was debating of not getting the product liab. insurance, but being in California, I might still be liable due to the


Do I have to respond to a insureance quote?

So today I got a insurance quote from 21st Century Insurance and it says Response requested by: Dec.4


How do i get my insurance quotes lower for driving?

im 17 and i want to insure a car but every quote i get is allways about £4000 – £10000, is the any way i could get them lower on my quotes? like having another person as a driver and things like that?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Insurance – Please help!?

I am looking at getting a new ro roof for my large two storey house. My house is located in a central business area where I have high foot traffic and a busy road only metres away. Due to the height of the roof there will be scaffolding errected around the parimeters and I am concerned and the legal problems if someone gets hurt or other property damaged. I have to be concerned for the builders, my neighbours property, pedistrans and cars driving by. I have tried searching for insurance but cannot find any. Does anyone have any ideas??


Do I need to keep insurance on a broken down car?

My son’s car is not working and seemingly not worth repairing. Do I need to continue insuring it until we get rid of it?


Car Insurance in UK for a driver new to UK?

Car Insurance in UK for a driver new to UK?


Hidden costs for gallbladder removal surgery w/ health insurance?

I’m scheduled to have my gallbladder removed. The doctor told me the procedure would be outpatient surgery, unless complications arise. I contacted my insurance provider to let them know I scheduled for a procedure. The representative told me how I would not need prior authorization because they do not require it for outpatient procedures. Unfortunately, I was unable to contact their benefits center due to being closed for the day. Later, I logged into my account and verified the info she gave me, at least. My copay is $35, my deductible is $250, and there’s no ambulance service (I have a ride to and from the procedure). If everything goes well and it is outpatient, then I already know I’ll be paying a minimum $285 ($35 + $250 + post-op prescriptions) out-of-pocket. I’ll contact the benefits center tomorrow, but am curious in the meantime about what my costs might be. What other out-of-pocket expenses should I include in my budget? How much are they, on average?


What happens if you can’t afford the affordable health insurance?

How much do you get paid for each of these posts, you disgusting government propagandist?


In New Jersey, does the name on your car insurance card have to match the name on your car…?

…registration? My husbands name is on the insurance and I own the car.


How much do you pay for insurance and registration in your country ?

well i paid 400 US $ for both ?


Car insurance after drink driving ban.?

hi, i was banned for 18month for drink driving when i was 16 ( i know very stupid) i am now 25 years old soon to pass my test how high will my car insurance be what would be the best, cheapest car for insurance, please constructive answers I know drink driving is VERY BAD i was 16 and very stupid, thanks for any answers.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Automobile insurance companies?

Comparison of well known insurance companies to Somewhat know insurance companies. when it comes to rates, service & reliablity, and response to automobile accidents, collision damage. Who will raise your rates first. Who has incentives to lower your premiums when you have a clean driving record and are a safe driver.


How much will my car insurance go up?

I just had my first accident. A minor fender bender where my car collided into the rear of another car. The damage to both our cars was very minimal. I have a puncture or two in my grille, other guy had black marks from where my license plate edge hit the bumper. My insurance is already going to cost me $900 to claim it because I’m under 25; now how much is my premium likely to increase to?


How to get lowest auto insurance rates when I had a gap?

I wasn’t driving after my old insurance expired several months ago, nor did I buy liability insurance, just to save money. I am a college student who walks/takes a bus to school, and when I occasionally needed to go somewhere that required a car, my boyfriend and friends helped me out. My boyfriend is graduating by the end of August, and I need to drive my own car again, so I have been shopping for insurance in the past few days. I found my insurance premium went up. According to the sales agent, my quoted price could have been 20%-30% lower if I had kept the liability insurance. Anyways, I am wondering, if I buy just the liability insurance for now and keep my driving minimum, and after a month, I will get a new quote for a full coverage insurance, and then will I be considered as one without insurance gap”


Finding Health Insurance?

Our Cobra plan just ran out and we do not have health insurance. Any suggestions on finding good health insurance in NY for a family of 4? We do not qualify for family health plus. I have gone through several forms online where they want everyone’s birthdate, height, weight, and lots of other personal information. I’m hoping there is an easier way to find cheap insurance just in case something happens.



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

What is the average auto mileage per year?

What is the average auto mileage per year?


How do i get my insurance quotes lower for driving?

im 17 and i want to insure a car but every quote i get is allways about £4000 – £10000, is the any way i could get them lower on my quotes? like having another person as a driver and things like that?


How much should i get for my car from insurance?

Before owning my car it was rear ended and received a reconstructed title. It is a 97 Honda Hatch Back. I’m curious as to how much value insurance will see as lost on the car due to the reconstructed title, though even though it was restored to near perfect condition. I was in stop and go traffic yesterday and the car behind me didn’t realize all the cars had stopped, he hit me doing roughly 45, my car was pushed into another car and it’s definitely totaled at this point. Is there a set percentage they deduct if you have a reconstructed title?


Does your car insurance increase with a ticket without points?

My insurance did go up with the accident that happened two years ago. I live in Florida and the points are issued by the cop if they chose to. But this cop didn’t say anything about any points and said I only need to pay the 129 fine. I just don’t know how StateFarm would act and if they would make me pay extra on my rate?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Insurance on Giving Birth?

Me and my husband don’t have any insurance and we want to have a baby, what is the average monthly payment for insurance that will cover everything from the ultra violet sound to the monthly check-ups to the auctual giving birth in the hospital.


After what age in the UK is drivers insurance, cheaper?

spanner thats alot i have never driven a car since ive passed but cos i live in a city its fine transport here is quick however do the DVLA take into account that i have not driven after ive passed, when i want to buy a new car and purchase an insurance for the first time even after 25?


Can i renew my geico auto insurance for just two months rather than six months?

my insurance expires in oct but i’m planning to sell my car by nov. so i don’t want to pay for my 6 month renewal in oct. is there a way out? thanks for all suggestions.


How much do you pay a month for your health insurance?

Is it a PPO? What company are you with? I haven’t had health insurance for most of my life and am now shopping around. I have a very bad attitide about doctors and insurance… 🙂 Oh, well. I just got a quote from Aetna-basic $187 a month-you have to spend 5K before the hospitalization kicks in and I can’t remember the copay. And plan to get a quote from Anthem Blue Cross and, also, Blue Shield of California (2 separate companies here.) Ugghh! Any advice would be appreciated. If I’m going to go the effort to get insurance I don’t want some fly by night whatever, but I am really so ignorant of this stuff. Thanks for any input.


Insurance fraud?

someone i know received a LARGE payout from an insurance company for permanent injuries” in an accident. It has been settled


On average, how long does car insurance claims take? Tell me your stories.?

On 9/4, I was rear ended by a driver with no driver license. Obviously, I was not at fault. However the car that he was driving was insured. I have the bare minimum, which means no collision so I have to get damages on my own through their insurance. Well it took them until 9/14 to get statements from both the driver and the owner. It had taken the underwriting a week to get their stuff together and the adjuster sent his work in around 9/17. Now it is 9/22 and I have no settlement. The adjuster is saying that my case is special and it is going to the legal team at their corporate. The insurance company that is handling the claim is Infinity Insurance. Anyone else dealt with this company? Anyone have a story related to mine?


Should parents buy life insurance policies for their young children?

What do you think? Give good reasoning for your argument…THANKS!!!


I changed my car and the insurance is so expensive?

Hello Everyone, Ive changed my car and I’ve bought Mazda RX8, the thing is my insurance does not insure these type of car, and they said send us the certificate and we will send you a 3 NCB. I’ve checked many sites such us moneysupermarket, confused.com etc. and they cheapest quote was 2200 per year. anyone knows how can i get a cheaper insurance for this car ? Thanks


How long is a child covered under his/her parents health insurance?

How long is a child covered under his/her parents health insurance?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How can I get auto insurance in my name when the car is registered in someone else’s name?

My mom currently has a loan on my car in her name in California. My car is registered in California, but because my husband is active duty military, we relocated to South Carolina. Is there a way I can obtain insurance in my name without being a registered owner?


How do i get my insurance quotes lower for driving?

im 17 and i want to insure a car but every quote i get is allways about £4000 – £10000, is the any way i could get them lower on my quotes? like having another person as a driver and things like that?


Car insurance 2 Different Co?

My girlfriend recently bought a car but she is insured by her parents policy, she is wanting to know if she can get another insurance company’s policy without raising her parents rates.


Name of insurance company department?

I’m looking for a department that response to check the credit, background, health and others of customers making sure customers are able to get this insurance. What is the name of this department? May be the description is not very clear, any related department is ok. Thx


For what reason would i not qualify for unemployment insurance in California?

i was recently let go” from work. so


Why is car insurance quote from tesco £550 whereas competitors quote over £1000 ?

i went through swinton, axa ,norwich union, high performance, churchil, and a couple others. they did not even come close…is this possible? i am a bit suspicious, if that tesco quote is reliable, but they say when i call that i can complete the whole process online and i do enter the same detail as on other websites.


Car accident without insurance?

So today I rear ended a 2011 Honda Civ, a small strach [sp], some paint missing and a possible dent. My car on the other hand suffered some significant damage. Now as we were preparing to exchange info, I find out my car doesn’t have insurance (its my parents and I wasn’t informed) and I told her I will pay for damages and apologized, etc. Now I asked how much would it cost, etc. Her insurance company told her I would have to pay $20+ per day for her rental car how ever many days its in the shop. That I can handle. But say worse case scenarios: How much would it cost to replace a back bumper for a 2011 honda civ? Or to fix a dent, color, paint, etc? Has this happened to anyone else without insurance, etc?


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