What is the function of home insurance?

What is the function of home insurance?

This is for my college class. I need to know more about how home insurance works? Could someone please give me a detailed explaination on how it actually works? What is it’s purpose and what are some characteristics of its coverage?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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How do I find out my neighbors homeowners insurance company?

My daughter was bitten by my neighbors dog. He refuses to pay. I want to file a claim on his homeowners insurance, but he won’t tell me.


Now that my license has no points on it, can the car insurance cost be reduced?

I am with Tesco Insurance, my license did have points on it when I got my car insured but no that I have lost the points, do I have to wait out the 12month contract or is there the possibility that it can be reduced? I am guessing I have to wait it out. Something like that must have been mentioned in the T&A.


Why do Conservatives complain when they lose their subpar insurance plans due to Obamacare?

Obamacare forces insurance companies to provide more additional coverage and raises costs for some (mostly upper middle to wealthy) and cuts down costs for some (mostly lower middle to working). If you lost your coverage, it was because it didn’t meet the standards in the first place. You should go into the private market or go on healthcare.gov. You will most likely find a better plan.


Will it be the end of sr22 insurance?

In 2009, I was forced to carry sr22 insurance for 3 long years, it has been hell for the past 3 years, I honestly have not been able to carry insurance because companies want 6 months in advance up front, say 1900$ for the whole six months, who in the hell can afford that? I called the dmv and they said february 2013 it will be lifted, the only thing is, won’t they want proof that I was carrying sr22 insurance for the past 3 years? So does this mean I’m pretty much screwed, for another 3 years I will have to carry it? How does this work? I’ve been told that it will not be mandatory , I have also heard that I have to insurance atleast something, or else it will not be lifted.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Insurance for teenagers?

So i’m gonna get my car/license in a month and i was wondering how much insurance was on average for teens?? Also, how much would it be if i got a sports car? Like a mustang


How much would it cost to insure a Smart Roadster for a 17 year old first time driver?

I have been looking into insurance for a Smart Roadster and the sites I have used, either gave me a quote for 15k+ a year or couldn’t even find the model. Is insurance for this little car really so expensive. I’ll be 17 soon, still in full time education, have a part time job, the car would be on a private driveway overnight, at a secure public car park during the day while I’m at work at an industrial unit, standard model no modifications, no criminal convictions or medical conditions. I live in Colchester, Essex.


Do insurance agents get group health insurance?

I am thinking about becoming an insurance agent for one of the large insurers. I was wondering if insurance companies generally offer group insurance for their agents or if they consider them independents and don’t offer the coverage. What other benefits do most large insurance companies offer?


What is the function of home insurance?

This is for my college class. I need to know more about how home insurance works? Could someone please give me a detailed explaination on how it actually works? What is it’s purpose and what are some characteristics of its coverage?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Can an 18 year old get a car loan with no co-signer?

I have a steady job, have three credit cards, a cell phone account, and have always paid my bills on time. I’m completely paying off my credit cards in a month and I’m hoping my credit score will be good enough to get one. Is there a chance I can get a small car loan ($6000) with no co-signer?


What is the cost of homeowners insurance on Alabama shores?

Have or have not got insurance if you live on Alabama coast?


How much would car insurance be for a 17 year old?

Should be getting a car soon, think it’s going to be a 96 Cutlass Supreme, the 2 door. Mileage is probably really high, it’s an old car, my grades aren’t so hot e.t.c. Never got a ticket, crash anything like that. First car, anything else im missing lemme know.


To get cheap insurance on a car my partner suggested if she bought another car and put me on her insurance to?

and i was put on her insurance to drive it would be cheaper as i have been disqualified for two years and she would own two cars as she can only drive automatics…..what should i do does anyone think it would be a good idea also


Do insurance companies know if your car have been damage?

If I hit a sidewalk or a curb by accident would they found out about it and would my insurance go up even if it was minor?


Insurance options for me?

I’m going to be 20 in July. Me and my Girlfriend are having a child we live in an apartment together in Iowa. I am self employed currently, I make roughly $20,000 a year while going to college full time. I was wondering if I can get insurance for myself through Title 19 or any other form of government insurance to assist me and/or my child. I know private insurance is an option too but I want to take advantage of anything I can get free first.


Where can I get affordable health insurance?

I am a full time college student, and my school offers insurance, but it is expensive. I need basic health care to cover doctors visits, specialist visits, and x rays. The main reason I need coverage is that my back is messed up from a car accident about a year and a half ago and I can’t take the pain anymore. I went to my states website and the insurance they offer is currently not accepting applications. I have looked at tons of sites online, but so far am having no luck. Any advice would be appreciated.


How high is your health insurance deductible?

Mine is $10,000. Keep in mind this is employer sponsored for a family. My premium is $100/month but supposedly that’s only 30% of the cost and my employer covers the other 70.


What is the function of home insurance?

This is for my college class. I need to know more about how home insurance works? Could someone please give me a detailed explaination on how it actually works? What is it’s purpose and what are some characteristics of its coverage?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


2004 RX8 insurance? Teens I need help!!!!?

Ok I am looking to get a 2004 RX8. I am 16 and may get it at 17 if I wanna wait.I can afford the car (with parents help) but I wanna know, With Full Insurance Coverage, around what price is the Insurance (I know about the quote thing but what yours) for the 2004 RX8. Do any Teens have on that can tell me?


What does it mean when my car insurance policy’s status says released?

I’m trying to google it and cant seem to find info. I tried calling infinity car insurance and they’re not open on sundays. I’m holding back from making a payment till i find out what it means. I have 10 days left to pay it. does anyone know what Status:released means? if i was late on payments or didnt pay it would say cancelled


Insurance help please?

got hit from behind by a driver who has insurance, i notified my insurance what happens next ? will my car get repaired by his company or mine ? and how does a deductible work ? Ive never been in an accident so i am clueless on this,,,,,and how do they fix your car ? do they tell you where to go to repair it ? or just give you the money ? and how do you determine how much ? sorry for being uninformed completely !!!! thanks for your knowledge


Which car insurance companies only ask for 3 years convictions?

Can anyone give me a of list of car insurance companies which only ask for 3 years of convictions…? I have 6 points, I’m 22, passed my test 3 months ago, and accumulated these points 3 years and 2 months ago… Catch my drift? 🙂


Am I eligible for Affordable healthcare act?

55 years old, no income this year. Pre existing condition. Florida resident. own non homestead property. The way I heard it, no job/ no income people aren’t qualified. I lived off savings all this calendar year. I own real estate, and have been trying to sell it. If I own real estate, non homestead, I do not qualify for Medicaid in Florida. What do bIneed yo do?


In Texas, do you need Liability Insurance (if you don’t own a car) to obtain a valid drivers license?

Do you need liability insurance if you don’t own a vehicle?


Can anyone explain life insurance to me?

Can you insure the whole family? As if, if any of them passes away the rest get the money?


Need a whole life insurance with no health exam or health questions?

looking for life insurance for my family, as i’m disabled i having problems finding one

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Do i need to be on my parents insurance?

I am 16 and am going to get my license in a week. I have my permit already. I am going to a California DMV. My parents would like to know if I have to be on there insurance before i take my test. Also what I would have to bring besides my permit and my slip of completion of driving school. If you can please help no dumb answers.


Car insurance price ?

– so ill be 18 next sateday; im on my grandmas insurance now. i plan on getting my own car & my own insurance in 2 or 3 months. i have already had two wrecks ; how much will my insurance be ? & yes i’m a female


Why do parents add children to their car insurance?

If insurance follows the car” is true


Cheap menengitis vaccine in 2015?? not looking at quality! just need conformation of recieving it and my insurance does not cover it.?

Cheap menengitis vaccine in 2015?? not looking at quality! just need conformation of recieving it and my insurance does not cover it.?



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

How do I get insurance when…..?

No one wants to give them to me? I recieved a letter in the mail saying I need to show proof of insurance or my registrations will be cancelled. Well I let my insurance expire because I wasn’t driving my car at the time, and now I need my car and every insurance company is telling me I can’t get them. I’m guessing because it’s been more than thirty days since I last had some? I don’t know, but do you know where I can get some insurance where they are not so strict?


What is the function of home insurance?

This is for my college class. I need to know more about how home insurance works? Could someone please give me a detailed explaination on how it actually works? What is it’s purpose and what are some characteristics of its coverage?


Why are so many Americans so damn dumb?

why don’t they realize things like how the insurance companies are screwing them? Insurance companies keep 30% of every dollar spent and it goes in their pocket. They exist to deny you service, to keep you sick. America is the only industrialized country in the world without universal health care. I await the predictable comments about that, fed to most americans by the likes of hannity, savage and limbaugh, all with great health insurance…..so, why are so many americans so damn dumb?


Could someone tell me how to get a speeding ticket reduced?

Hi. I got pulled today. It is my first ticket and the first time I have ever been pulled. I was going 47 in a 25. I thought that the speed limit was 35 becasue everywhere else around the place I was pulled is 35. I have no problem paying the fine of $222 I would just like to know if anyone could walk me through the process of getting the violation lessend so that it will not be put on my license. Any help that someone could give me would be greatly appreciated.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Car insurance renewal help?

Hi, I passed my test on 27th feb 2012 & got my first car & insurance on the 5th march 2012, my insurance is with insure2drive.co.uk , I have had a renewal quote through & it’s far too expensive, I’m just wondering whether I need to call the company & tell them I don’t want to renew my insurance with them or will the insurance just cancel after the insurance runs out & that’s it? Thanks 🙂


Should I invest in a Roth IRa or Variable Universal Life Insurance Policy?

I have a 401k/ Not married, no children, but my advisor says it is wise to invest in a variable universal life policy while I am young (the premiums are lower) so it builds cash value to aid in retirement plus I will have the death benefit for later on when I am married and have kids. Susie Orman thinks this is a bad idea and that 401ks and Roth IRAs are the way to go. Other people think differently. I am confused on what to do and wonder if people who have actually signed up for a Variable Universal Life policy have actually seen the cash value results when they have retired. My illustration shows about $600,000 cash value when I am 70- that is with a 12% return. I am wondering if I should go with this policy or use the $200/month it would cost to fund this and invest it in a Roth IRA instead or put more towards my 401k. Any serious advice would help!


What is a Cool looking car but cheap on insurance?

I am looking for a sporty looking car but not actually considered a sports car and is cheap on insurance. I like a Dodge Stratus and Dodge Intrepid type looks IS there any Cars that Have the cool look but Is cheaper on insurance I know they exist but could you give me a list PLEASE THANKS FOR THE HELP


Car insurance?

My husband and I are planning on getting a new car and we’re looking through auto-trader.com and finding a lot of good cars but is there a website you can go to to calculate how much the insurance of each car to help us narrow our decision down?


Why does registration for a newer car cost more than an older?

@Allison So really, it’s a tax being applied after I already paid a sales tax when I bought the car being disguised on the bill as a fee”. Still BS. Btw


How much home owner’s insurance should I get?

How much home owner’s insurance should I get?


Running tub flooded house will home owners insurance cover this?

Running tub flooded house will home owners insurance cover this?


Question about Car Insurance? This is crazy!?

I have a question about car insurance. I was recently shopping around for quotes for car insurance. I had gotten an email about Washington Mutual Car Insurance, so I decided to get a quote. I was astounded when they quoted me with $2500 every 6 months or $5,000 a year. I was just completely blown away. My car, a 2004 Nissan Sentra, is barely even worth that much. I called them up and asked why they were quoting me that rate and they said it was because of my age and credit score. I am only 23 and I have really bad credit, but there is NO OTHER insurance company that quoted me a rate anything near as high as that. Progressive quoted me $600 every 6 months or $1200 a year. Geico $613 every 6 months or $1200 a year. Allstate was $1,200 every 6 months or $2,400 a year. And State Farm was $800 every 6 months, $1600 a year. These quotes were all for identical insurance policies. I have never been in an accident, never been arrested, never been given a ticket for ANYTHING. Does age and credit score make that much of a difference? That is insane, no one in their right mind would pay the full value of their car every year in insurance fees. What do you think?


What is the cheapest way for me to pay for car insurance?

I’m 17 years old, and I recently passed my G2 exam…soo happy 🙂 but now I dont have insurance to drive. So I asked my dad and he said I could get it, but I would have to pay myself. I totally understand that but I don’t understand how the car insurance policy works. I took driver’s ED with my school and I know that my insurance price is lowered because of that and I’m girl so my insurance would be less expensive than guys but I would like to know what the cheapest way for me to pay for insurance is.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


I’m 18 and I have no insurance?

I was wondering, what are the steps to get into the 2010 affordable care act? My parents have Allstate if that helps. Am I automatically covered or are there some steps like talking with an agent of my parent’s insurance company.


What is the function of home insurance?

This is for my college class. I need to know more about how home insurance works? Could someone please give me a detailed explaination on how it actually works? What is it’s purpose and what are some characteristics of its coverage?


Can Cancer patients have the life insurance? ?

Is it possible cancer patients getting life insurance…


Can I register my car without insurance in Utah?

my registeration on my car lapsed in april, I do not drive the car but in Utah you can not even park it out on the street without it being registered. so I was wondering since some of my neighbors are wanting my parking spot since they are moving in can I just register my car since I have enough money to get it registered but I do not want to pay the monthly insurance on it since I am not driving it I am just holding on to it until my daughter turns of age to take it…. thanks…..


Insurance for teenager??

How much will it cost a sixteen year old male to get minimum coverage?


Affordable Health Insurance?????

hi everyone…im asking this question for my parents. they are 56 (dad) n 53 (mom)….both of them are permanently disabled. my mom has been on ssi and disability since i was 5 (now 23) due to a severe back injury that left her unable to work. my father was forced to retire about a year ago due to a hip replacement, crooked spine and back surgery that left him crippled for months. my father now receives his retirement and ssi as well…however due to extreme circumstances they both just lost their medical insurance from another provider. what options do they have??? how can they get coverage??? thats affordable…??? medicare doesnt kick in for my father for 24 months after he first started receiving his ssi benefits. n my mom said for her to get it its very expensive. what do they do???


California speeding and no proof of insurance ticket?

It was dark and raining. I just came off the bay bridge in SF and am positive I was driving below 40 on the bridge and between 40-60 when I got off the bridge. The cop was on 80E past fremont exit. He said I was at 67 in a 50 zone and also did not give me enough time to look for my proof of insurance. He said lets make this easy and quick” and cited me for speeding and the no proof of insurance as non-correctable. It this accurate? I don’t think his radar reading is accurate. How can I challenge this?”


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