How do car insurance companies evalulate your insurance?

How do car insurance companies evalulate your insurance?

I am living in the UK and i use one of those car comparison websites to find the cheapest car insurance, (I’ve entered hundreds of cars make/models) But i still don’t have a clue as to how car insurers operate for e.g i used confused.com to find the cheapest insurance on a >1997, BMW 3 series, 1.8, convertible, manual, petrol, value of car £2500.00 & the cheapest insurance quote they find for me is £1136.72, on third party fire & theft >1989, Nissan Micra, 1.0 manual, petrol, value of car £75.00, & the cheapest quote they find for me is £1641.88??????????????? on third party fire & theft ALL of my other circumstances stay the same, address, millage, what type of car alarm and tracker i will use, what the car will be used for everything is the same I was under the impression that the more bigger the car, the more powerful the engine, the more likelihood of the car been stolen will be the more expensive one on the insurance (The BMW) So why in Gods name is the Micra’s insurance £500.00 extra???????? Halp!!!!!!!!!!!!!!!

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


RELATED:

True or false? I can save money on car insurance by choosing a higher deductible?

True or false? I can save money on car insurance by choosing a higher deductible?


Should Insurance companies be forced to protect against preexisting conditions? Buy Ins after car gets stolen?

How much would that add to the insurance premium if they had to pay out for preexisting conditions? What if you totaled your new corvette and bought insurance the next day. How soon before the insurance companies went bankrupt and we had to go to the government option. (Where you would be forced to drive a Yugo in order to qualify).


How do I cancel my Aetna insurance policy?

I’m currently a college student. Back in August, I paid $900 for the Aetna insurance plan, because I didn’t have health insurance (for the first semester only). My mother offered to put me on her plan, which would be much cheaper. I already paid the $900 for this semester though. Will Aetna refund me?


What is an insurance credit score?

My husband insists since we bought a new (used) car and our son is getting his own car that we need to get insurance quotes. I think we are getting great rates now and dont think it will make much difference but he insists. Anyway the insurance agent I contacted, who I’ve known since 1st grade, asked for our license numbers to run our driving record (which both should be fine), claim history (we have had one property and one collision claim in the past few years) and our insurance credit score. We have had problems financially in recent years and so our credit score is really bad. We are about to file bankruptcy. I’m wondering what the insurance credit score is and will our current financial situation cause the quotes to be high. I don’t even want to mess with getting quotes because I think our rates are very reasonable already but my husband insists we need to shop around. I just don’t see how we can save anything when our rates are already just a couple of hundred with full coverage. And I hate the fact that you have to give so much personal information to someone who you are just asking for a quote (in my opinion an estimate) from.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

What does mean by lien holder in the terms of Insurance?

What does mean by lien holder in the terms of Insurance?


How much will my insurance go up? D=?

There was a misunderstanding and my car skidded against a 2009 Cadillac i unno what and left a mark. It wasnt even my fault but i kinda afraid of the man so… D=


Can someone help me with my TAX and National Insurance figures?

Hourly Rate: £6.50 Hours Per Week: 25 Am I earning under the boundary for TAX? How much NI do i pay monthly? I just started working for this company 3 weeks ago and I get paid 4 weekly; If that matters. £162.50 earned weekly.


How do car insurance companies evalulate your insurance?

I am living in the UK and i use one of those car comparison websites to find the cheapest car insurance, (I’ve entered hundreds of cars make/models) But i still don’t have a clue as to how car insurers operate for e.g i used confused.com to find the cheapest insurance on a >1997, BMW 3 series, 1.8, convertible, manual, petrol, value of car £2500.00 & the cheapest insurance quote they find for me is £1136.72, on third party fire & theft >1989, Nissan Micra, 1.0 manual, petrol, value of car £75.00, & the cheapest quote they find for me is £1641.88??????????????? on third party fire & theft ALL of my other circumstances stay the same, address, millage, what type of car alarm and tracker i will use, what the car will be used for everything is the same I was under the impression that the more bigger the car, the more powerful the engine, the more likelihood of the car been stolen will be the more expensive one on the insurance (The BMW) So why in Gods name is the Micra’s insurance £500.00 extra???????? Halp!!!!!!!!!!!!!!!

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Traded Car with GAP Insurance and di not receive a refund.?

Traded Car with GAP Insurance and di not receive a refund.?


Can an ambulance service be sued for not giving me the correct information for billing my insurance?

When I got my bill it was $11,000 I asked why my insurance did not cover any of it, the ambulance service told me they did not take insurance. When what he really meant was that my insurance was not a provider to their company. I just found out that due to the fact that it was a 911 service it should have been covered to some extent no matter what. The reason I found out about this is because another 911 service took place and I was not going to let it go that easy because a friend told me that they have to except my insurance when it’s a 911 service.


If i am a beneficiary on a relatives insurance policy and they die will i be contacted?

If there was a living trust and the insurance money went in to the trust, and I was still a beneficiary and the uncle was still the executor of that trust who will notify me the brother who is the executor?


Help understanding medical insurance in the us?

I am not from the us but have been here for four years and after all this time complaining about why here healthcare is so expensive and I wouldn’t go to the doctor even if I needed to, I was afraid I couldn’t afford it. Now I finally got a job which gives me medical insurance BUT I realized I have to pay a lot from my biweekly paycheck, and somehow they say you save when you have insurance, but it would probably be cheaper for me to pay full for three doctor visits a year…should I just waive


What is the cheapest insurance for beginning drivers in NC?

I’m about to turn 16 and get my license but I need proof of insurance before I can get it. What is the best insurance to get and how much will it cost?


How would car mileage affect the insurance rate?

Will the rate go higher with higher mileage? (98 Corolla, CA) Thanks!


How to insure my car if I go to live in France?

I’m moving to France soon and I would like to keep my english car. Insurance companies are asking for the bonus-malus” and I don’t know the equivalent in english…so they can’t tell me how much it would be…Does anybody had to insure their car in France? What do I need to do? thanks xxxx”


How much should whole life insurance cost for a younger individual?

Whoa calm down man..I only think it’s expensive because my mom who is more than 20 years older than me pays a little bit more for $100k..yeas there’s a big difference between $100k and 250K but even when I checked how much my $100k would be it was only a little cheaper. Considering the huge age difference between us i though it was too expensive


How do car insurance companies evalulate your insurance?

I am living in the UK and i use one of those car comparison websites to find the cheapest car insurance, (I’ve entered hundreds of cars make/models) But i still don’t have a clue as to how car insurers operate for e.g i used confused.com to find the cheapest insurance on a >1997, BMW 3 series, 1.8, convertible, manual, petrol, value of car £2500.00 & the cheapest insurance quote they find for me is £1136.72, on third party fire & theft >1989, Nissan Micra, 1.0 manual, petrol, value of car £75.00, & the cheapest quote they find for me is £1641.88??????????????? on third party fire & theft ALL of my other circumstances stay the same, address, millage, what type of car alarm and tracker i will use, what the car will be used for everything is the same I was under the impression that the more bigger the car, the more powerful the engine, the more likelihood of the car been stolen will be the more expensive one on the insurance (The BMW) So why in Gods name is the Micra’s insurance £500.00 extra???????? Halp!!!!!!!!!!!!!!!

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How much will my dad’s car insurance rate go up when he adds my name?

how much will my dad’s car insurance rate go up when he adds my name? he has great credit and he has only gotten like 3 tickets in his entire life. my driver’s ed teacher told me that my dad’s rate won’t be so high cuz i get A’s in school. + i got a 96 on my permit test with an A for the class aswell. so is that true? how will the insurance company know my grades tho?


How much does a new tag/insurance cost for a new driver ?

i would like to know how much a new tag/insurance cost for a new driver? im wanting to limit my options before i jump right into it. and what is the best insurance company to use??


How much would the insurance cost on a 2002 Lamborghini Murcielago VT ?

full coverage


Is it ABSOLUTELY necessary to have home owners insurance in Pa. if you own ur home and hav no mortgage?? ?

if a couple are separated and one lives in a residence that has no mortgage and the other DEMANDS that there be home owners insurance,is it necessary to attain said insurance for the simple reason of appeasing the other??


Car Insurance and Registration?

I am a Kansas Resident and have a Kansas Drivers License; however, I am studying in California for the next four years. I am receiving a car from my friend as a gift, but it’s already registers at California. What do I do to make it legal for me to drive it?


Why does high fico score lower car insurance?

Suze Orman just said pay off store credit cards and do not close them -this will lower your car insurance. Should my son open store credit cards and pay off the balance right away just so maybe his car insurance be lowered? And why does car insurance companies care about your credit card fico score anyways? He’ll be 21 in a couple months ; hoping the insurance will decrease.


Banned Driver – Cheap Insurance ????

I AM ONLY 20 YEARS OLD SO THEY NEED TO BEABLE TO INSURE ME X


What happen if drive car with no insurance?

i’ve been buying this used car since last 2 weeks and drive it with no insurance. The MOT and tax will end in August. I just cant afford to buy the insurance yet. What happen if i don’t insured it? i live in Northern Ireland, UK

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


In California, is there a penalty for not having car insurance, even if it’s temporarily?

The car insurance on one of my cars runs out in a few days, and the insurance for the second car runs out at the end of this month. I was thinking of holding off on getting insurance for car #1 and start a policy for two cars at the same time. Of course, I don’t intend to drive car #1 while it’s not insured, it will just sit in my driveway. I heard that in some states, they will charge you for each day that your car is without insurance, even if you don’t drive it. Is that the case for California?


Getting car insurance with a suspended license?

I posted this question a couple days. I thought I would share my information. My son (not having a valid Drivers License) was able to obtain car insurance through a reputable insurance company. We went to the DMV and got his new registration for his car, and showed proof of insurance. He has 45 days to show he paid his tickets and his license was reinstated. Just thought I would share this information.


Is the criteria for getting auto insurance and the amount you pay fair?

When I bought my new car, I decided to insure it. I did not have my other car insured and I know this is wrong. I never went without full coverage before in my life and I was driving with NO insurance-badddd girl. When I went to get insurance for my new car, not only the regular things were used, but my CREDIT RATING was used for determining the cost. My credit is good, but as we all know, just one search into your rating effects how you look. With all that is going on with finances these days, is it right or fair to use someone’s credit rating to increase the cost for auto insurance? Who are these insurance companies anyway, that feel credit is a reason to charge more or less, so long as they get paid? Do you think this is going over board as far as a persons privacy is concerned and to punish somebody for having financial troubles by raising the auto insurance payments, instead of helping a person by charging a set rate?


How much do you pay for your teenager’s(16) auto insurance?

I just got a learner’s permit, and GEICO says that they do not charge for learner’s permit. However, when I get my driver’s license, it’ll cost an additional ~$500 per 6 months. I am a straight-A student, records are clean, and I’m NOT adding an another car–just me–into my parent’s coverage. Is this expensive? Normal? Cheap? What do you pay, and what company are you covered by? thanks



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Is $40.00 a month cheap for Full Coverage Insurance 2012 Kawasaki Ninja 250?

i only have to have liability which is way cheaper so in months i wont be riding will lower it to that forgot to figure in that part its like 6 dollars a month for liability


How do car insurance companies evalulate your insurance?

I am living in the UK and i use one of those car comparison websites to find the cheapest car insurance, (I’ve entered hundreds of cars make/models) But i still don’t have a clue as to how car insurers operate for e.g i used confused.com to find the cheapest insurance on a >1997, BMW 3 series, 1.8, convertible, manual, petrol, value of car £2500.00 & the cheapest insurance quote they find for me is £1136.72, on third party fire & theft >1989, Nissan Micra, 1.0 manual, petrol, value of car £75.00, & the cheapest quote they find for me is £1641.88??????????????? on third party fire & theft ALL of my other circumstances stay the same, address, millage, what type of car alarm and tracker i will use, what the car will be used for everything is the same I was under the impression that the more bigger the car, the more powerful the engine, the more likelihood of the car been stolen will be the more expensive one on the insurance (The BMW) So why in Gods name is the Micra’s insurance £500.00 extra???????? Halp!!!!!!!!!!!!!!!


Can my car insurance company give my phone number to auto shops?

I was recently in a fender-bender, and as SOON as I made a claim with my insurance company, random auto shops started calling my cell phone (which is my only phone, I don’t have a land line) stating they heard I’d been in an accident” and basically were telemarketing me into fixing my car at their shop. I have Nationwide insurance


Medical Insurance Question?!?

I’m 24, and I’ve been reading a lot of posts online about people who have many health ailments and do not have insurance to get treated or go to the ER then have a massive bill afterwards. I don’t understand why these individuals are not hunting around for the cheapest medical insurance they can find prior. There are individual plans out there, directly through the insurance companies, also family plans. You can pick and choose your premiums/deductibles/co-pays, hunt around for what suits your needs best. The single plans especially, can be and most of the time are, affordable. I don’t understand why people do not apply for basic health insurance that would cover them in an emergency, or for general routine health-care. Premiums can be as low as 60-100 a month for a single person. Please can someone explain to me why these people are not taking advantage of what is out there? Or even possibly applying for the government assistance plans if they’re not employed, especially after an ER visit with no insurance? This is an honest question. Thanks

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Would insurance be a lot on a Pontiac Grand Am GT?

Im a 16 yr old male. I currently have a Toyota Matrix but I want to buy something american made. I want to buy 2000 Grand am GT coupe but idk what insurance would be. Specs for the car: 3,350 cc 3.4 liters V 6 engine with 92 mm bore, 84 mm stroke, 9.5 compression ratio, overhead valve and two valves per cylinder Unleaded fuel Fuel consumption: EPA urban (mpg): 20 and country/highway (mpg): 32 Fuel economy EPA highway (mpg): 32 and EPA city (mpg): 20 Multi-point injection fuel system 15.2 gallon main unleaded fuel tank Power: 130 kW , 175 HP SAE @ 5,200 rpm; 205 ft lb , 278 Nm @ 4,000 rpm I belive I pay about 1000 a year in insurance on the Matrix. So would the grand am be more than that?


I hit a deer and didn’t file a report? Will insurance cover?

This morning I hit a deer and had some damage to the front of the car and flood light (hopefully not more than that). I was in a rush for work and didn’t have time to stay for a police report for the sake of the company (I may regret this). I want to know if I call my insurance and claim this damage and incident if I have any chance with them covering it. I do not have a picture of the deer because it ran off but have a picture of the damage. I have full coverage too btw. The last thing I want is to call and find out I am not covered and just have my rates go up and deductible come out for nothing. Please give me your best advice on what to do in this situation. Should I call insurance or just live with this damage? I don’t think anything on the inside of my car is damaged but it could be possible cause I’m not knowledgable in cars.


Low-Hour Private Pilot Looking to Buy First Airplane?

Hello everyone. I am a Canadian with a Private Pilot License (heavier-than-air, single engine, non-high-performance, land-based, no additional ratings/endorsements). I have about 65 hours total time, VFR daytime only. I am brand new to the used aircraft market. I was looking for some advice on any of the following: 1. Generalities of airplane ownership and costs involved. 2. Any links to helpful information or suggested books to read would be great. 3. How complicated is it to import an aircraft into Canada from, ex. the USA? 4. Possible aircraft recommendations. With regard to the last request, here is my general outlook as to what I would need: – Single engine preferred with relatively modern avionics, fuel efficient – Price – Less than $250,000 – Payload – 450-700lbs. – Range – At least 1000NM preferred – Speed – The faster the better! I understand that it’s a constant trade-off between payload and range. That’s why I am looking for a versatile airplane that allows for a good balance while still remaining within a low-hour pilot’s skill. I’ve been looking at the Mooney Ovation 2. Its fast and relatively economical (182kts @ 12.5gph). However it’s considered high-performance” and I’m not sure what’s involved with amending my license to be certified. Not sure what insurance would be like for this aircraft given my low-time though. Any help/suggestions would be greatly appreciated. Thank-you for taking the time to read this.”


Will you get a better quote on auto insurance if you are single or in a relationship?

I was just wondering if you get a better quote saying that you are single or saying that you are in a domestice relationship? or do you get a better quote if you are married? Also, do you get a better quote if the car is only used for pleasure or for work/school?


I am 17 and looking into purchasing a black 1996 Bmw 328i convertible for $7000, what would my insurance be?

The car is in my price range, but im just trying to research how much insurance will be. I am 17 have good grades, an Eagle Scout and in National Honor society and my annual mileage would be anywhere from 5-10,000k * I called some auto insurance companies and they said they can’t give me a quote until I’m 18, so im just curious


How much is my car payment and insurance?

Hey, everyone else is asking the same 2 stupid questions, now it’s my turn!


How can I see a doctor without insurance?

Hi I’m 18 years old and I have no insurance and no job..I’m really sick my back feels like its on fire and my testicles has been shrinking I also feel like theres bumps on my right testicles..I’ve also lost 10 pounds in a month due to my sickness I really want to go to the doctors but I can’t afford it….also I live in Colorado Springs..


Does home insurance cover root damage?

Just noticed the driveway of my rental house rising and I suspect it is from the root of a nearby tree. I am concerned the slab foundation of the garage my be damaged as well. Any idea if AAA will cover that? How much I am looking at if they don’t ? I am in the SF Bay Area. Thanks.


What would be the best sports/muscle car for a 16 year old girl?

As far as insurance costs, gas, problems with the way the car runs -if any- what car would be best? Even old muscle cars from the 60s and 70s may be suggested as long as u have the year and car name for me, u did ur job! Thanks 🙂 think most affortable and sporty/ muscle car look! List year too! Oh and pleaseeeeee keep price in mind! She has to pay for the whole car and everything that has to do with it….absolutley nothing over 15000 and even that might be too expensive

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Allstate motorcycle insurance, am I covered?

I am going to purchase a motorcycle soon but unfortunately for my age, insurance is much too high. It is about $5000 a year since I am 18 years old. What I want to know is if my father can put the bike in his name and have it fully covered but with me as the rider, will it still be covered? If I were to get in a crash would the bike still be covered even though the bike is under his name and not mine? Am i covered or will I be forced to pay $5000 a year so I can legally ride the bike?


How do car insurance companies evalulate your insurance?

I am living in the UK and i use one of those car comparison websites to find the cheapest car insurance, (I’ve entered hundreds of cars make/models) But i still don’t have a clue as to how car insurers operate for e.g i used confused.com to find the cheapest insurance on a >1997, BMW 3 series, 1.8, convertible, manual, petrol, value of car £2500.00 & the cheapest insurance quote they find for me is £1136.72, on third party fire & theft >1989, Nissan Micra, 1.0 manual, petrol, value of car £75.00, & the cheapest quote they find for me is £1641.88??????????????? on third party fire & theft ALL of my other circumstances stay the same, address, millage, what type of car alarm and tracker i will use, what the car will be used for everything is the same I was under the impression that the more bigger the car, the more powerful the engine, the more likelihood of the car been stolen will be the more expensive one on the insurance (The BMW) So why in Gods name is the Micra’s insurance £500.00 extra???????? Halp!!!!!!!!!!!!!!!


Instead of buying auto insurance is there a way to just have a savings account just for $coverages?

So all US states require all cars on the road to have insurance … since insurance is just dollars put asside for release in the event of emergencies or other pre-determined event … why cant I just put $100,000 into a bank account and call it my auto liability account and have my car insured with the state under my name providing that I don’t touch those funds?


Why are people upset over Obamacare when?

We already are forced to buy car insurance. Not being insured gets your license taken away, or gets you fined, or even gets you in jail. Now we are required to buy health insurance otherwise we are fined when we file for taxes. If you are cool with car insurance, why are you upset with Obamacare”? Before


Fully comp car insurance?

ive got full comp car insurance,what i want to know is.im buying a car off someone in a few days and want to know if im ok to drive this car home on my insurance.thanks


What’s the best place to purchase both auto and home insurance from?

I’m buying a new home and changing my auto insurance carrier, what insurance company can offer me the best deal when it comes to providing both home and auto insurance in a combo package?


What Exactly Is Life Insurance?

What I mean is… If my Mom has life insurance on me, then when exactly do I receive the money? And can I spend it on whatever I want??


i want cheap car insurance




















































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